Millions of Americans could soon lose their Medicaid health coverage. Republicans are working to cut billions from the program, which could leave low-income families, children, the elderly, and people with disabilities without the medical care they rely on. These cuts could make it harder to see a doctor, get prescriptions, or afford treatments.
But don’t panic—there are steps you can take now to prepare.
What’s Happening?
Medicaid currently covers over 70 million low-income Americans. The government is considering changes that would reduce federal funding, shift more costs to individual states, and possibly add work requirements for recipients. This could mean fewer benefits or even losing coverage altogether for many people.
Here’s what you can do to protect yourself and your family before any cuts take effect.
How to Prepare
1. Research Other Healthcare Options
While Medicaid coverage has not been cut yet, it’s smart to have a backup plan. Look into other health insurance options in case your benefits change.
- Affordable Care Act (ACA) Marketplace:
You may be able to get a health plan through the Health Insurance Marketplace. There are no income limits, but you must be a U.S. citizen or legal resident to qualify. Check this site for more information: https://www.usa.gov/health-insurance-marketplace. - Community Health Centers:
Many towns have community clinics that offer low-cost or free health services based on your income. These centers may provide primary care, vaccinations, and other basic medical needs. - Employer-Sponsored Insurance:
If you or your spouse has a job, check to see if health insurance is available through an employer. - State Health Insurance Assistance Programs (SHIP):
Each state has a free service that helps people find health insurance options. Visit https://www.shiphelp.org/ to find resources in your area.
2. Plan for Prescription Medication Interruptions
If you or a family member take daily medication, make sure you’re prepared in case of delays in coverage.
- Check how many refills you have left
- Ask your doctor about a 90-day supply, if possible
- Look into discount programs at pharmacies or through drug manufacturers
3. Prepare Financially
Health care costs could go up if Medicaid benefits are cut. Take time to review your budget and plan for possible extra medical expenses. Setting aside some money now can help later.
4. Stay Informed
Keep up with federal and state news about Medicaid changes. Some states are already looking at reducing or ending expanded Medicaid programs. Even if federal cuts happen, your state may offer its own version of Medicaid with different rules.
Check reliable news sources and pay attention to statements from your state leaders to see how this could affect you.
UPDATE: As of February 21, 2025, Congress has introduced a bill that could weaken and possible dismantle the VA health care system. Under one of the provisions, the VA would essentially turn into a health insurance company whose role is limited to paying bills for private medical clinics — the problem is that the VA has limited money, and this could leave veterans with less resources. Contract your representatives about supporting veterans’ healthcare now and sharing your concerns.
The Time to Prepare Is Now
The future of Medicaid is uncertain, but you don’t have to wait for the worst to happen. By exploring other options, managing medications, preparing financially, and staying informed, you can take control of your health care situation before any cuts take effect.
This fight isn’t over, and millions of lives are at stake. Stay informed, be ready, and make your voice heard.
